Renu Sud Karnad is a senior leader in India’s financial services sector and is best known for her long association with Housing Development Finance Corporation (HDFC). Over a career spanning more than four decades at HDFC, she played a pivotal role in building it into one of India’s most trusted housing finance institutions.
Her work focused on expanding access to housing finance, strengthening retail lending, and supporting the growth of India’s mortgage market. She was instrumental in driving HDFC’s scale and operational excellence over the years.
Renu Sud Karnad also serves on the boards of several leading companies and institutions, bringing deep expertise in finance, governance, and corporate leadership, with a strong focus on financial inclusion.

